Bank of the Lao P.D.R. (Central Bank)

Implementation of RTGS System (RTS/X)


Laos, Vientiane
September 2011

Bank of the Lao P.D.R. (The Central Bank of Laos) launched the Real Time Gross Settlement System in 2011 as a part of the "National Payment Systems" project implementation.

The objective of introducing a new payment system in Laos was to promote and maintain a sound and efficient financial system. The RTGS connected all the banks in the country together, allowing them to exchange payments in real-time.

The new RTGS system is based on CMA's RTS/X product. The RTS/X solution satisfies all needs from both business and technical points of view. It is based on modern architecture and designed in accordance with the World Bank and BIS principles and recommendations for payment systems, thus allowing the mitigation of systemic, liquidity, credit, and operational risks.

25th of May, 2020, Bank of the Lao P.D.R. had upgraded the existing system to a modern ATS solution that incorporates RTGS and ACH services and provides support of ISO20022 standard.

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