# CMA Small Systems AB

> Swedish provider of financial market infrastructure software with 30+ years of experience and implementations in more than 60 countries. CMA builds and implements payment, trading, and post-trading (depository) systems for central banks, central securities depositories, exchanges, and commercial banks. Headquarters: Olof Palmes gata 29, 111 22 Stockholm, Sweden. Phone: +46 8 566 30 800. Email: info@cma.se.

CMA's product families cover the full financial market infrastructure stack: real-time gross settlement (RTGS), instant payments, automated clearing house (ACH), central securities depository (CSD) and post-trading, exchange trading, capital markets access, and integration/processing platforms for commercial banks. Solutions are deployed by central banks and financial institutions across Europe, Africa, the Middle East, Asia, and Latin America.

## Products

- [RTS/X — Real-Time Gross Settlement (RTGS)](https://www.cma.se/payments/rts-x): Full-functional interbank payments and settlement solution for central banks, with monitoring and liquidity management facilities.
- [IPS — Instant Payments System](https://www.cma.se/payments/ips): 24/7 instant (faster) payments platform for national payment infrastructures.
- [BCS/X — Automated Clearing House (ACH)](https://www.cma.se/payments/bcs-x): Bulk clearing and settlement solution for retail payments.
- [DEPO/X — Central Securities Depository (CSD)](https://www.cma.se/depository/depo-x): Post-trading, depository, and settlement solution for securities markets.
- [TRAD/X — Trading](https://www.cma.se/depository/trad-x): Electronic trading solution for exchanges and organized markets.
- [CAP/X — Capital Markets Access Portal (RIM)](https://www.cma.se/depository/cap-x): Secure access to primary issuance auctions and capital market systems for banks, investors, and market operators.
- [TMS/X — Platform for Commercial Banks](https://www.cma.se/commercial-banks/tms-x): Integration and processing platform connecting commercial banks to financial market infrastructures.
- [Payments solutions overview](https://www.cma.se/payments/main): RTGS, instant payments, and ACH product line.
- [Depository and trading solutions overview](https://www.cma.se/depository/main): CSD, trading, and capital markets product line.

## Services

- [Services overview](https://www.cma.se/services/main): Full lifecycle services for financial market infrastructure projects.
- [Development and Integration](https://www.cma.se/services/development-and-integration): Custom development and integration with national and international payment/settlement infrastructures.
- [Implementation](https://www.cma.se/services/implementation): Turnkey implementation of payment, trading, and depository systems.
- [Maintenance and Support](https://www.cma.se/services/maintenance-support): Long-term maintenance and support of mission-critical systems.
- [Testing and Acceptance](https://www.cma.se/services/testing-acceptance): Testing and acceptance services for financial infrastructure projects.
- [Training and Knowledge Transfer](https://www.cma.se/services/training-knowledge-transfer): Training programs and knowledge transfer for system operators.
- [IT Consulting](https://www.cma.se/services/it-consulting): Consulting on financial market infrastructure architecture and operations.

## Company

- [About CMA](https://www.cma.se/about): Company profile, certifications (ISO 9001, ISO 27001), memberships, and technology partners.
- [Clients](https://www.cma.se/clients): Central banks, depositories, exchanges, and commercial banks in more than 60 countries.
- [Success stories](https://www.cma.se/success-stories): Case studies of national payment and post-trading infrastructure projects.
- [News](https://www.cma.se/news): Latest announcements on system launches and projects worldwide.
- [Contacts](https://www.cma.se/contacts): Office address, phone, and contact form.
- [Careers](https://www.cma.se/careers): Open positions at CMA.

## Optional

- [LinkedIn](https://www.linkedin.com/company/cma-small-systems-ab/): Official CMA Small Systems AB company page.